Disclaimer
All health and health-related information contained within this Johns Hopkins Employer Health Programs website is intended to be general in nature and should not be used as a substitute for a visit with a health care professional. The advice is intended to offer only a general basis for individuals to discuss their medical condition with their health care provider. We make no representations or warranties regarding the completeness, accuracy, or timeliness of any content on this site.
Your health care provider should be consulted regarding matters concerning the medical condition, treatment and needs of you and your family. This website may provide you with information or facilitate your communication with a health care provider, but these are not a substitute for the professional judgment of a health care provider. Call your health care provider or “911” immediately if you think you have a medical emergency. And always seek the advice of your physician or other qualified health care provider prior to starting any new treatment, or if you have any questions regarding symptoms or a medical condition.
Although every effort is made to ensure that the material within this Employer Health Programs website is accurate and timely, it is provided for the convenience of the website user and should not be considered official. Users of this website are advised to refer to and rely upon the official version of information when making significant decisions
Third-Party Administrator
Johns Hopkins Employer Health Programs serves as a third-party administrator (TPA) for employer-sponsored group health plans. As a TPA, we administer claims and provide administrative services on behalf of plan sponsors. We do not assume financial risk for claims unless explicitly stated in a specific agreement. The employer or plan sponsor retains the ultimate responsibility for plan design, funding decisions, and compliance with applicable laws.
No Guarantee of Claims Payment
The availability of information about benefits on this website does not guarantee payment of any claim. All claims are subject to review for medical necessity, eligibility at the time of service, plan coverage, and compliance with plan requirements such as prior authorization or referrals.
Stored Information
Please be aware most information transmitted over the Internet is not secure; thus, confidentiality cannot be guaranteed.
Of the information we learn about you from your visit to the Employer Health Programs site, we store the following: the IP address from which you access the Internet, the date and time, the Internet address of the website from which you linked directly to our site, the name of the file or the words you searched, and the browser used to access our site. This information is used to measure the number of visitors to the various sections of our site and identify system performance or problem areas. We also use this information to help us improve features of the site and to make the site more useful.
Personally Provided Information
If you choose to provide us with personal information by sending an email, or by filling out a form with your personal information and submitting it through our website, we use that information to respond to your message and to help us provide you with information or material that you request. We may share information with third parties who perform ordinary business functions for us. Those third parties are subject to the same privacy and security restrictions that we are. We do not otherwise give, share, sell, or transfer any personal information provided via email/ this website to any third party unless required by law.
Limitation of Liability
To the fullest extent permitted by law, Johns Hopkins Employer Health Programs shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from use of this website or reliance on information contained herein.
Changes to Content
We reserve the right to modify, update, or remove content from this website at any time without prior notice. Plan sponsors and participants are responsible for reviewing updates and changes that may affect their coverage or benefits.